Frequent surgery on the dog - costs and insurance coverage

Unfortunately, surgery is not uncommon in dogs and can cost keepers enormous costs. Whether cruciate ligament rupture, tumors or stomach rotation: Four-digit veterinary bills come about quickly. In the event of accidents and complicated emergency operations, the financial outlay, including follow-up care and therapy, can even amount to 10,000 euros or more. In order to protect themselves from the existence-threatening sums, dog owners are well-advised with an operating theater insurance. Which interventions are particularly often required and what to look for in the policy selection, you will learn in this post.

Tumors and tooth extraction

Tumors are very common in dogs and removal is the most common cause of surgery. The majority of sufferers suffer from skin tumors. "20 - 30% of all skin tumors of the dog are malignant," it says at tierklinik-hofheim.de. To be able to heal the animals, early action is essential, which is why dog ​​owners should regularly check the skin of their protégés. Tumors are often detectable on the udder and lid margin as well. In a tumor surgery must be expected at around 400 euros. In severe cases, however, the costs easily exceed the 1,000 euro mark. Even pulling a tooth is one of the typical operations in the dog. At least 200 euros are incurred. The cause of the tooth extraction may be inflammation of the root canal, damaged tooth roots or deciduous teeth that will not fail. The regular feeding of special chews for dental care or the manual cleaning of the teeth are used for prevention. When choosing dental care treats, make sure that no sugar is included. Although this should be self-evident, sugar-containing articles are commercially available.

Cruciate ligament tear and joint operations

If a dog suffers from severe pain and lameness, the likelihood that the cruciate ligament is torn is high. In older dogs, the tendon at the knee tears more often because the arthrosis increases the risk of tears. But even young animals can negotiate a cruciate ligament tear in the wild romp or a stupid movement in the race. Whether surgery actually needs to be decided by the veterinarian after the examination. "Surgical treatments are subdivided into surgical techniques intended to replace the diseased ligament and those that help by cutting the tibia and reorienting the forces acting on the knee joint," explains kleintierklinik-menzel.de. In some cases, there is only a tear of the tendon, which can be cured by severely restricting the patient's freedom of movement. In an operation, costs from 1,500 euros are common. An operation of the joints may be required due to a hip bone or elbow dysplasia and beats with costs from 1,000 euros to book.

Peritoneal OP

The stomach rotation is the nightmare of every dog ​​owner. After all, it is an acute emergency, which can be fatal if a veterinarian does not intervene on time. An emergency operation is usually the only salvation. 1,200 euros and more can cost such an intervention. To prevent, dogs must always rest after eating. So that the dangerous stomach rotation does not happen at night, when the owners sleep and the complaints of their four-legged friend go unnoticed, the last feeding should take place as early as possible in the evening. How a stomach rotation can be seen, explains veterinarian Stefanie Essing in the video:

Amputations and fractures

In road accidents, bone fractures like to occur, but also amputation can be the result if limbs were seriously injured. At the same time, illness or unfortunate events when playing with other dogs can trigger fractures and amputations. The treatment costs start in many places between 600 and 1,500 euros.

If it comes to a traffic accident, the emergency medical first aid is crucial. On the website erste-hilfe-beim-hund.de you can read how you behave correctly. What is important in the care of dogs after surgery, we have thematized here.

Surgical insurances - that's what owners should know

As the name suggests, provides an operating insurance exclusively for operations. Vaccination or similar veterinary services are not covered by the insurance. "In general, castration and sterilization are excluded from the reimbursement. Pre-existing conditions are also excluded, which can lead to a later operation, "it says at hundeopversicherung-test.de. The website compares and rates current rates for dog OP insurance. The test winner here is the Agila, which is favored by many veterinarians due to the uncomplicated handling. Also excluded from many insurers are hereditary diseases and breed-specific complaints. The following list highlights key issues that potential policyholders should clarify before concluding a contract:

* Where is the maximum performance limit?

* What rate of charge is used for the refund?

* Is the follow-up including clinic stay, medication and bandages taken over?

* Is a deductible provided?

* Is there a wait?

* Is the insurance cover abroad?

* What does the insurance cost monthly?

* Are age limits set?

Some insurers require a preliminary investigation. Again, this is a contractual element that needs to be examined. When such a policy is worthwhile, you can take our guide to the subject of dog surgery and health insurance.